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Film School Insurance

Film School Insurance for Student Productions

MovieInsure is a licensed film production insurance broker. Our Film School program is an annual policy for film schools and university film programs, from $2,500 a year.

Our Film School program covers the student productions your school approves, all year, under one policy.

What Is Film School Insurance?

Film students shoot on real locations, with real equipment, around the public. A damaged camera package, a slip on a location, or a fender-bender in a rented van can cost thousands. Locations, rental houses and cities also ask for a certificate of insurance before the cameras roll.

Instead of buying a separate policy for every student shoot, the school buys one annual policy. It works much like our DICE/Annual production package, set up for a school’s production calendar.

Who Is Covered

The school is the named insured. The policy covers productions the school sanctions as part of its program. It’s flexible enough for a small program with just a few students or a large film school with hundreds.

We can insure film schools anywhere in the United States, and over 50 types of production are eligible, from short films and documentaries to music videos, commercials and thesis films.

What the Film School Policy Covers

  • Production equipment (Inland Marine): owned, rented and borrowed equipment, such as cameras, lenses, lighting and sound gear, plus props, sets, wardrobe, and negative & faulty stock.
  • General Liability: third-party bodily injury and property damage claims, with waiver of subrogation, which locations and permit offices often require.
  • Hired & Non-Owned Auto: liability and physical damage for vehicles rented or borrowed for a production.

Certificates of Insurance

The school can issue certificates of insurance for its student projects itself, for locations, rental houses and permit offices, without waiting on a new policy for each shoot.

Extras You Can Add

Coverage can be added for productions that need more, subject to underwriting:

  • Stunts, animals and precision driving
  • Drones
  • Excess liability for higher limits

What Is Not Included

  • Workers’ compensation is not available on this program.
  • Errors & omissions (E&O) is not included. If a finished student film is going to distribution, see our Multimedia Production E&O page.

What Does Film School Insurance Cost?

Film school policies start at $2,500 per year. Your premium depends on the size of the program, the number and type of productions, and the coverage and extras you choose. Call us and we’ll give you a quote.

A Student Shooting Outside of School?

The Film School policy covers school-sanctioned productions. A student making a personal project on their own can get a Short Term Production policy instead.

How to Get a Quote

Call 888-959-0772 or request a quote. Tell us about your school, roughly how many student productions you run each year, and the kinds of shoots your students do.

Film School Insurance: Frequently Asked Questions

What is film school insurance?

An annual policy for a film school or university film program that covers the student productions the school approves, instead of buying a separate policy for each shoot.

Who is the insured on a film school policy?

The school is the named insured. The policy covers productions the school sanctions as part of its program.

How much does film school insurance cost?

MovieInsure’s film school policies start at $2,500 per year. The premium depends on the size of the program, the productions and the coverage chosen.

Does film school insurance include workers’ compensation or E&O?

No. Workers’ compensation is not available on this program, and E&O is not included.

Who issues certificates of insurance for student projects?

The school can issue certificates of insurance for its student projects under its film school policy.

Can stunts or drones be covered?

Yes. Stunts, animals, precision driving, drones and excess liability can be added, subject to underwriting.

Which schools are eligible?

Film schools and university film programs anywhere in the United States, from a few students to hundreds.

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