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ENTERTAINMENT EQUIPMENT FLOATER
All risk, worldwide coverage for scheduled entertainment related equipment including Cameras, Production, Editing, Musical, Theatrical and miscellaneous items.
Entertainment Equipment Floater: All-Risk, Worldwide Coverage for Your Gear
In the dynamic world of film, television, music, digital content creation, and live events, your equipment is often your most valuable asset — and your biggest vulnerability. High-end cameras, lenses, lighting rigs, sound recorders, editing suites, musical instruments, and theatrical props are constantly on the move: from studio to location, across state lines, or even internationally. A single theft, accidental drop, vehicle accident, or unforeseen peril can result in thousands — or tens of thousands — of dollars in losses, halting production and disrupting your income.
MovieInsure’s Entertainment Equipment Floater is a specialized standalone Inland Marine policy designed to provide all-risk, worldwide coverage for entertainment professionals. Unlike standard property insurance tied to a fixed location, this floater “floats” with your gear, following it wherever your creative work takes you — on location, in transit, in storage, or at a rental house.
This flexible policy is perfect as a standalone solution or as a supplement to short-term production insurance or annual DICE policies. It serves independent filmmakers, production companies, rental houses, musicians, content creators, post-production facilities, and live event professionals who need reliable protection without the complexity of full production packages.
Program Summary
All risk, worldwide coverage for scheduled entertainment related equipment including Cameras, Production, Editing, Musical, Theatrical and miscellaneous items.
Equipment Categories
- Editing/Post-Production Equipment
- Recording/Studio Equipment
- Sound/Location Recording Equipment
- Musical Instruments/Band Equipment
- Camera/Production Equipment
- P.A./Sound Reinforcement Equipment
- Rented Equipment
- Office Contents
- Theatrical Equipment
- Miscellaneous Unscheduled Equipment
- Negative Film/Faulty stock
- Extra Expense
This broad scope ensures comprehensive protection for everything from high-end cinema cameras to portable audio setups and post-production hardware.
- All-Risk Coverage: Protects against theft, damage, fire, water, and other perils—both on and off location.
- Worldwide Protection: Coverage follows your equipment anywhere in the world (subject to eligible territories).
- Scheduled & Unscheduled Options: List high-value items individually or add blanket coverage for miscellaneous gear.
- Owned & Rented Equipment: Extends to items you own, borrow, or rent from others.
- Flexible Terms: Perfect as a standalone policy or to supplement short-term or annual production insurance.
All-Risk Coverage: What’s Protected
The policy provides true all-risk coverage, meaning it protects against sudden and accidental losses unless specifically excluded. Covered perils include:
- Theft (including from unattended vehicles with visible signs of forced entry, up to policy limits)
- Fire, smoke, and explosion
- Vandalism and malicious damage
- Water damage
- Breakage and collision
- Windstorm and hail
- Transit-related incidents during shipping or transport
Real-World Scenarios Where This Coverage Shines
- A documentary crew traveling cross-country has their camera rig stolen from a locked van — covered with visible forced entry.
- A music video production drops an expensive lens during a location shoot — breakage is covered.
- A rental house client damages borrowed lighting equipment — protection extends to rented gear.
- Post-production equipment is damaged by a power surge in the edit bay — covered under all-risk terms.
- International filming in eligible territories — worldwide coverage follows your gear.
Common Exclusions to Know
While coverage is broad, standard exclusions apply:
- Wear and tear, gradual deterioration, or mechanical breakdown
- Mysterious disappearance (without evidence of theft)
- Dishonest acts by employees or entrusted parties
- Government confiscation or seizure
- Damage while in the care of a repair facility
- Sub-renting equipment you have rented from others
- Intentional damage or voluntary parting
Always review your policy documents for specific terms.
Why Choose MovieInsure’s Equipment Floater?
Standard homeowners or business property policies rarely cover high-value, mobile entertainment gear adequately — especially when it leaves your premises. Rental houses often require proof of insurance before releasing expensive camera packages or lighting kits. Distributors, clients, and studios may demand evidence of coverage. Without the right policy, you risk personal financial exposure or lost opportunities.
An Entertainment Equipment Floater addresses these challenges with broad, tailored protection that moves with your business. It minimizes downtime by covering repair or replacement costs quickly and includes valuable extras like rental reimbursement.
Ready to safeguard your valuable gear? Call 888-959-0772, email quotes@movieinsure.com, or visit the Get a Quote page today. Download the Equipment Floater Application and get the peace of mind you deserve with MovieInsure.
Whether you’re a solo shooter, a growing production team, or a rental business, the Entertainment Equipment Floater provides the robust, flexible insurance your work demands. Secure your camera gear insurance and production equipment coverage today—because your tools should never limit your vision.
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