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SHORT TERM PRODUCTIONS
Provides the full spectrum of insurance coverages at competitive premiums for productions with budgets less than $1,000,000 and duration up to 60 days.
Short Term Production Insurance: Essential Protection for Independent Filmmakers
In the fast-paced, high-stakes world of independent filmmaking, every day on set counts. Whether you’re shooting a short film, music video, commercial, documentary, web series, or low-budget feature, unexpected risks can quickly derail your project and blow your budget. That’s where short term production insurance from MovieInsure comes in — delivering comprehensive, affordable, and tailored coverage specifically for productions with budgets under $1,000,000 and shooting schedules up to 60 days.
Short-term film production insurance (also known as per-project insurance) is the perfect solution for creators who don’t need or want the commitment of an annual policy. It provides the full spectrum of professional-grade protections without unnecessary extras, keeping premiums competitive while safeguarding your creative vision from start to finish.
Program Summary
Provides the full spectrum of insurance coverages at competitive premiums for productions with budgets less than $1,000,000 and duration up to 60 days.
Eligible Productions
There are over 50 types of eligible productions including commercials, music videos, short films, feature films, and webisodes.
Film sets are dynamic, high-risk environments full of valuable rented equipment, cast and crew members in motion, and ever-changing locations. A single incident — whether it’s equipment theft, property damage, cast illness, or a third-party liability claim — can lead to significant financial losses and production delays. MovieInsure’s short term production insurance helps independent filmmakers, small production companies, and content creators mitigate these risks so they can focus on storytelling instead of worrying about what could go wrong.
Key Coverages Available
MovieInsure offers a full spectrum of options you can customize:
- Inland Marine: Protects rented and owned equipment, props, sets, wardrobe, negative & faulty stock, extra expense, and cast.
- General Liability: Covers third-party claims, with increased limits and stunt buyback options.
- Workers’ Compensation: Essential for crew protection.
- Automobile Liability & Physical Damage: For production vehicles.
- Excess Liability: Up to $10 million in total limits.
- Cast Extra Expense: Now available (including sickness and family bereavement), ideal for SAG-AFTRA productions involving travel across state lines.
Stunts, animals, and precision driving are also available as buyback options, expanding creative possibilities for independent projects.
Why Short Term Production Insurance Matters for Indie Projects
Independent productions often operate on tight budgets and even tighter timelines. Distributors, festivals, unions, and location owners frequently require proof of insurance before work can begin. Short term production insurance meets these requirements while providing peace of mind during intense shooting periods.
Key benefits include:
- Protection for rented and owned equipment against theft, damage, and mysterious disappearance
- Coverage for cast and crew injuries or delays
- Liability protection when working on public or private locations
- Fast quote turnaround to keep pre-production on schedule
- Flexible options that scale with your specific project needs
With over 50 eligible production types, MovieInsure makes professional insurance accessible and straightforward for emerging filmmakers and established independents alike.
Eligible Productions for Short Term Coverage
MovieInsure’s short term production insurance supports a wide variety of projects, including:
- Short films and indie features
- Music videos and commercials
- Documentaries and docuseries
- Web series and streaming content
- Corporate and branded videos
- Educational and training films
- And many more professional media productions
This flexibility makes the program ideal for creators working across genres and formats with budgets under $1,000,000 and schedules up to 60 days.
Inland Marine
Rented Equipment, Owned Equipment, Props, Sets and Wardrobe, Negative & Faulty Stock, Third Party Property Damage, Extra Expense, Cast |
General Liability
General liability (including increased limits) Stunt Buyback |
Workers Compensation
Workers Compensation |
Automobile
Automobile Liability, Physical Damage |
Excess Liability
Total policy limits available up to 10,000,000 |
Guild Travel (Now Available) As required by SAG for actors when traveling across state lines
Cast Extra Expense (Now Available)
Cast extra expense is now available for production programs. Coverage options include blanket coverage with sickness (medicals may be required), blanket coverage without sickness, and family bereavement
Cast limits available are 100%, 75%, 50% and 25% of Gross Production Cost.
Stunts, Animals, Precision Driving (Now Available)
Stunts, animals, and precision driving scenes are now available as a buyback option for the DICE/Annual Productions program.
Multiple scenes can be declared to a single production and quoted online.
Learn more about the types of scenes that can be scheduled.
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Key Coverages Available in Short Term Production Insurance
MovieInsure offers a customizable full spectrum of coverages designed specifically for short-term projects:
- Inland Marine (Equipment & Property): Protects rented and owned cameras, lenses, lighting, props, sets, wardrobe, negative & faulty stock, extra expense, and cast-related items. Coverage applies on location, in transit, and in storage.
- General Liability: Covers third-party bodily injury, property damage, and advertising injury claims. Increased limits and stunt buyback options available.
- Workers’ Compensation: Essential protection for your crew, meeting state legal requirements.
- Automobile Liability & Physical Damage: For hired or non-owned production vehicles.
- Excess Liability: Total limits available up to $10,000,000 for added security on higher-risk shoots.
- Cast Extra Expense: Now available (including sickness and family bereavement). Ideal for SAG-AFTRA productions involving cross-state travel. Blanket options from 25% to 100% of gross production cost.
Stunts, Animals, and Precision Driving: These high-energy elements are available as buyback options, expanding creative possibilities for independent projects. Multiple scenes can be declared and quoted efficiently.
This comprehensive package ensures your cast, crew, gear, and investment are fully protected throughout the production lifecycle.
Why Choose MovieInsure?
MovieInsure stands out as a specialized entertainment insurance provider with deep industry knowledge and a commitment to independent creators. Here’s what sets us apart:
- Competitive Premiums: Tailored rates that respect modest indie budgets
- Fast Turnaround: Quick quotes and same-day certificates to keep your pre-production moving
- Easy Application Process: Download the Short Term Production Insurance Application or apply online
- Expert Guidance: Experienced team that understands the unique risks of location shoots, equipment rentals, and guild requirements
- Broad Availability: Coverage in eligible states across the country
- Peace of Mind: Reliable protection that meets distributor, festival, and location demands
Securing the right short term production insurance isn’t just a formality — it’s smart business and responsible filmmaking. It safeguards your financial investment, protects your team, and gives you the confidence to take creative risks
How to Get Started with Short Term Production Insurance
Getting protected is simple:
- Visit our Get a Quote page
- Download the Short Term Production Insurance Application
- Call 888-959-0772 or email quotes@movieinsure.com for personalized assistance
Our team is ready to help you build the right coverage package for your next project — whether it’s a one-week short film or a month-long indie feature.
The Importance of Proper Insurance for Independent Filmmakers
In today’s competitive entertainment landscape, having the right insurance can make the difference between a successful release and a stalled project. Short term production insurance helps you:
- Meet contractual obligations
- Secure permits and locations more easily
- Attract investors and talent who value professionalism
- Minimize financial exposure from unforeseen events
- Maintain momentum throughout principal photography and beyond
Don’t let an equipment failure, cast illness, or location incident stop your vision. Protect your project with specialized coverage designed for creators like you.
Ready to safeguard your next short term production? Call 888-959-0772, email quotes@movieinsure.com, or request a quote today. With MovieInsure, your independent film, commercial, or web series is in expert hands.
Whether you’re a first-time director or a seasoned indie producer, we’re here to support your creative journey with reliable, affordable short term production insurance.
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