Insurance is a must in the entertainment industry—but that doesn’t mean you have to overpay for it. Whether you’re filming a short, hosting a live event, or managing an ongoing production, there are ways to protect your project and your budget at the same time.

Here are three smart strategies to save money on your entertainment insurance:

1. Bundle Your Coverage

Instead of buying separate policies for general liability, equipment, auto, and workers’ comp, ask your agent about bundling. Many entertainment insurers offer package deals that combine common coverages into one policy—often at a lower overall cost. Bundling not only saves money but also simplifies your paperwork.

2. Only Pay for What You Need

Not every project needs every coverage. A specialized agent can help you tailor your policy to match your specific needs. For example, if you’re shooting in a controlled indoor space with no stunts, you may not need weather or special risk coverage. Customizing your policy means you’re not paying for unnecessary extras.

3. Work with an Agent Who Knows the Industry

An agent who specializes in entertainment insurance will know which carriers offer the best value, what discounts might be available, and how to structure a policy that protects your project without blowing the budget. They can also help avoid costly mistakes—like gaps in coverage or unnecessary duplication.

Final Tip:

Trying to cut corners on insurance can cost you far more in the long run. But with the right approach—and the right agent—you can get the coverage you need at a price that makes sense.

Need a quote or a quick coverage review? Let’s connect.