Frequently Asked Questions
General Program Questions
Are Squibbs covered?
Is Cast Coverage available?
No. Cast coverage is not available and can not be added to the short term production program.
Is Filming Auto Racing Acceptable?
Property and liability coverage is permitted as long as the cameras are ONLY in the stands, and not near the track.
Is coverage available Internationally (i.e. outside of the US & Canada)?
Coverage is only valid in the US & Canada and not in any other countries.
When does coverage begin?
If coverage is bound prior to the effective date, coverage begins at 12:01am on the first date of coverage. If coverage is bound on the effective date, coverage begins once coverage is bound.
When does coverage end?
Coverage ends at 12:01am on the last date of coverage. For example, if the policy period is 7/1/02 – 7/5/02, coverage ends at 12:01 am on 7/5/02. If coverage is required for 7/5/02, then the expiration date should be 7/6/02.
Can coverage be backdated?
No. Coverage cannot be bound prior to the current date.
Can changes be made after the policy expiration date?
No changes can be made to policies that have expired.
Is a production with blanks acceptible?
Is a production with a flash box acceptible?
Property Related Questions
Is equipment covered when used underwater?
Equipment used underwater is only covered if used in a swimming pool.
Can Property or Equipment coverage be obtained mono-line (without any other coverages such as liability, etc.)?
Yes. Property coverage can be issued mono-line.
Can Negative and Faulty Stock coverage be obtained mono-line (without any other coverages such as property, etc.)?
No. Negative and faulty stock must be obtained in conjunction with rented and/or owned equipment.
Liability Related Questions
How many certificate of insurance can be issued?
An unlimited number of certificates can been issued if the blanket additional insured coverage is selected. However, certificates requiring special wording, special forms be completed, or waiver of subrogation will incur an additional fee.
Can General Liability coverage be obtained mono-line (without any other coverages such as property, etc.)?
Yes. Liability coverage can be issued mono-line.
Automobile Related Questions
Would a golf cart be covered under the auto coverage section or under the rented equipment coverage section?
If the golf cart is not licensed for road use, it is not eligible for coverage under the auto policy and would therefore be covered under the equipment coverage section.
Can Hired & Non-Owned Automobile coverage be obtained mono-line (without any other coverages such as liability, etc.)?
No. Auto coverages must be written in conjunction with General Liability coverage.
Does the Hired & Non-owned Automobile coverage cover scooters?
No. Coverage for scooters and/or motorbikes is not provided.
Workers' Compensation Related Questions
Are employees in Canada covered under workers compensation?
If the U.S. employees are in Canada temporarily, they are covered under the U.S. workers compensation policy. However, any Canadians hired are not covered. In additional, repatriation is not covered.
Can Workers Compensation coverage be obtained mono-line (without any other coverages such as property, etc.)?
No. Workers Compensation must be obtained in conjunction with another line of coverage.